Identify personal obstacles to budgeting and create and apply a structure to track and analyze spending. You will also list short, medium, and long-term goals and discuss the importance of debt reduction and building emergency savings. Ultimately, you will learn to apply strategies to manage day-to-day spending. Workshop is IN-PERSON and held at the Workforce Center of Will County, located at 2400 Glenwood Avenue, Joliet, IL 60435.